现在银行定期存款年利率是按360天计算还是365天计算的，1万元存一年连本带息是10350元还是10350元+5天利息_百度知道
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按360天计算.2012年6月1日在银行存入1万元定期存款，期限为1年，利率按3.5%计算的话，到2013年6月1日取出时连本带息是10350元。 所有银行都是这样算的，至少在中国大陆是这样的。
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