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As an alternative, you may want to consider one of these recommended stocks and shares ISA providers below. Discover my top cash ISA alternatives below, be sure to read about each provider in detail before making a decision. Top Cash ISA alternatives at a glance.
Find the best cash Isa deals of 2025, the top Isa providers rated by Which? and how to choose the best cash Isa for your needs and savings goals.
Take the rate on the ISA you're looking at and multiply it by: The result of that sum is the rate you need to get on normal savings for it to be the winner. If normal savings don't pay more than that, then you're better off in the cash ISA. For all the latest deals, guides and loopholes simply sign up today – it's spam-free!
Cash ISAs are tax-free accounts, which means you don't pay tax on any of the interest earned. Just keep in mind you can only invest up to £20,000 into an ISA each tax year. Comparing each account type is a good idea that will help you take advantage of the best features of the top accounts.
Compare the best Cash ISA rates for 2025, including top easy access ISAs up to 5.59% and fixed-rate ISAs up to 4.32%. Discover how to maximise your £20,000 tax-free ISA allowance with our comprehensive guide to the highest-paying Cash ISAs in the UK.
Compare the best easy access ISAs on our charts. Those worried about whether variable rates will fall further and who don’t mind having limited access to their cash could consider a fixed ISA.
Here are the top easy access, fixed rate savings accounts and Cash ISAs this week. ByKatie Elliott, Senior Personal Finance Reporter based in London 15:57, Fri, Sep 5, 2025 Updated: 16:02, Fri ...
Best savings accounts and cash ISAs after interest rates cut in August Inflation is likely to hit 4% - so make sure your interest rate is above that while still possible
Atom Bank often grabs the top spot, especially for fixed-rate deals. Right now, their 2-year fixed cash ISA pays out a whopping 5.37%, which is about the highest you’ll get in 2025 for that term. Zopa and Shawbrook are straight on their heels, and they update their offers pretty much monthly.
As of September 2025, the Bank of England interest rate is 5%. For example, if you were to invest the full £20,000 into a top-rated cash ISA at 5%, you would earn £1,000 a year, assuming the rate remained the same.