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Axis Bank's personal loans come with low processing fees and flexible EMI plans. This makes it easier to manage a 1 lakh personal loan for short-term needs or a 5 lakh personal loan for more significant expenses. 5. Kotak Mahindra Bank. Interest Rate: Starting from 10.99% p.a. Loan Amount: ₹50,000 to ₹35 lakhs; Tenure: 12 to 72 months
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