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• For loans subject to the ATR/QM rule, Pennymac will only purchase loans that comply with the ATR/QM ... • Tax Transcripts and the 4506-C are not required under the FHA Streamline Refinance no credit qualifying option. Eligible Mortgage . Products • FHA to FHA refinance • Fixed Rate: 10, 15, 20, 25 & 30-year terms (FHA High Balance ...
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