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The best credit card overall is the Wells Fargo Active Cash® Card because it gives 2% cash rewards on purchases and has a $0 annual fee. For comparison purposes, the average cash rewards credit card in 2025 gives about 1% back. Cardholders can also earn an initial bonus of $200 cash rewards after spending $500 on purchases in the first 3 months and enjoy an introductory APR of 0% for 12 ...
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