changement d'assurance emprunteur en cours de prêt

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Le Credit Agricole m'a confirmé qu'il y avait equivalence de garantie, mais a cependant refuse, precisant que la loi Lagarde de 2010 concerne la mise en place du pret, mais aucunement en cours de vie du pret. Selon le Credit Agricole, rien ne l'oblige a accepter le changement d'assureur. De mon cote, je suis etonne qu'il ne soit pas possible de resilier une assurance ?


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