8 Easiest Bank Accounts To Open Online [2025]: Instant ...

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SoFi Checking and Savings Benefits Earn up to 3.80% APY 1

SoFi members who enroll in SoFi Plus with Eligible Direct Deposit or by paying the SoFi Plus Subscription Fee every 30 days or SoFi members with $5,000 or more in Qualifying Deposits during the 30-Day Evaluation Period can earn 3.80% annual percentage yield (APY) on savings balances (including Vaults) and 0.50% APY on checking balances.


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