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In terms of interest, the account pays 6.00% AER / 5.84% gross in the first year, so if you left the interest in the account to compound, your £4K would earn £240 over the year, averaging £20 per month, but if you were withdrawing the interest you'd only get the 5.84%, i.e. £233.60 over the year, averaging £19.47/month.
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