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Wa robust CET1 ratio at 13% under Basel IV in 2026; average annual revenue growth of between 0% and 2% over 2022‑2026; W increased operational efficiency, with a cost‑to‑income ratio below 60% in 2026; W Wcost of risk within the 25‑30 basis‑point range over 2024‑2026; Wreturn on tangible equity (ROTE) between 9 and 10% in 2026; a ...
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