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Value after one year: £270,000. Negative equity after one year: -£20,000. Value after three years £218,700. Negative equity after three years: -£71,300. £450,000 home, with a £300,000 mortgage and a 2% yearly rise in property prices Value after one year: £459,000. Equity after one year: £159,000. Value after three years £477,544.
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