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The FCA data show that the overall number of new first-time buyer mortgages in the UK has been falling since the peak in 2021, and in 2023 was the lowest since 2013, at 282,000. However, sales of first-time buyer mortgages made up a greater proportion of total residential property sales in 2023 (38.4%) than they did 10 years before (28.0%).
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