First Time Buyer Mortgages Explained | Manchester Money
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The minimum deposit for a first time buyer mortgage is typically 5% of the property price – but having a bigger deposit (e.g., 10% or 15%) can open the door to lower interest rates and better deals. For example: On a £200,000 home, a 5% deposit = £10,000. A 10% deposit = £20,000.
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