How to split a joint account for Financial Assessment

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Joint accounts are problematic when looking at care assessment, as while the account is open, joint holders are considered to each own half of the contents. Suppose, to simplify, the threshold for help was £25000 and a joint account contains £60000 (ie £30000 each). Some would expect that using £5000 from the account would leave the person needing care with £25000 (so beginning to get ...


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