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Interest Rates: SoFi members can earn the following annual percentage yields (APY): With Eligible Direct Deposit: •Savings (including Vaults): 3.80% APY. •Checking: 0.50% APY. •No minimum Direct Deposit amount is required to earn the 3.80% APY on savings. Without Eligible Direct Deposit: •Savings (including Vaults): 1.00% APY.
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