上银行存定期存款。约转还是不约转合适？ - 百度知道
06 September 2025 admin
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打个比方：比如你在2012年5月10日存了一笔1万元的一年期定期，利率为3.5%，到了2013年5月10日，你没有来办理，系统就把你这笔定期以10350元作为本金按当时的最新利率又转存一年！ 不约转就是到期后，如果你继续存就是按活期利率计息建议您约转！
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